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Security without blurred authority.

Security starts with a clear boundary: software can surface evidence and preserve a record, but it should not quietly inherit the office's authority. Veto records the pre-disbursement review as a file-ready Review Record while the escrow office decides whether the file is ready and retains release authority.

Start with one fileReport a concern

Veto records. Your office decides.

Veto's job

Compare the information presented for review, surface material changes and risk signals, preserve open items, and retain who reviewed what.

The office's job

Apply the escrow instructions and office policy, resolve exceptions, decide whether to proceed, and release funds through the office's existing systems.

The security boundary, line by line.

ControlVeto recordsThe office controls
Material changesKeeps changes visible in the recordOffice determines whether they are resolved
Evidence reviewedRecords the source and what it supportsOffice decides what evidence is sufficient
Open itemsPreserves unresolved questionsOffice resolves, accepts, or holds
ReviewerNames who performed the reviewOffice controls assignments and supervision
Office decisionRetains the recorded outcomeOffice alone makes the decision
Release of fundsDoes not release or move moneyOffice uses its existing bank and file systems

The Review Record is evidence of the office's process. It is not an approval, guarantee, insurance policy, or authorization to move money.

A record is strongest when its limits are visible.

Office controls

The controls and judgment that remain with the escrow office.

  • Authority: The office decides whether the file is ready.
  • Policy: The office defines escalation, approval, and retention requirements.
  • Release: Funds move only through the office's existing authorized process.
  • Supervision: The office controls staff access and review responsibilities.

Veto controls

The evidence and process retained with the file.

  • Visible changes: Material differences remain explicit rather than disappearing into email or memory.
  • Inspectable evidence: Each check is retained with what it supports and any limitation that remains.
  • Named reviewer: The record shows who reviewed the file and when.
  • Human boundary: Veto stops before authorization; the office's decision remains the final step.

Keep the decision where it belongs.

Use office controls

Use the office's own instructions, policies, supervision, bank portal, and file system to make and execute the final decision.

Use Veto

Use Veto when the office needs one reconstructable record of what changed, what was checked, what stayed open, who reviewed it, and what the office decided.

Security questions, answered plainly.

Does Veto approve or release a wire?+
No. Veto performs verification checks, identifies risk signals, and records the office's review. The escrow office remains the release authority and makes the final decision under its own instructions and policies.
Does Veto guarantee that an account or person is legitimate?+
No. Veto preserves what was checked, the source and limits of that evidence, what changed, and what remained open. It does not turn a check into a guarantee.
What happens when something changes after review?+
A material change should make the earlier record stale so the office can review the new information rather than relying on an outdated sign-off.
Who should have access to a Review Record?+
Access and retention should follow the escrow office's own file, supervision, and information-security policies. Veto is designed to make the reviewer, evidence, open items, and office decision inspectable in one record.
How do I report a security concern?+
Email sebastianheyneman@tryveto.com with the affected file reference, what you observed, and a safe callback number. Do not include passwords, full bank credentials, or other unnecessary sensitive information.
Security resources→Field Notes→Compare the wire-fraud stack→

Put one real file on the record.

Start with one covered instruction. See the checks, open items, reviewer, and office decision together.

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